Need an appraisal in Columbia or Richland County?
Here are the top seven reasons why South Carolina homeowners use JKS Appraisal Services, Inc.:
At JKS Appraisal Services, Inc., we understand the unique needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. But as a consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at JKS Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenge Richland County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties close by. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. A professional appraisal from JKS Appraisal Services, Inc. is your #1 weapon when challenging your property tax assessment.
Appraisals to remove PMIAn attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At JKS Appraisal Services, Inc., we're veterans in helping people just like you abolish undesirable PMI insurance.
Recently got a freeze to your HELOC?If your property is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. JKS Appraisal Services, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? JKS Appraisal Services, Inc. offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.